Person A: Follows the commandments of Christ to the best of his/her ability (no one is perfect) and puts his/her trust in Christ. This person is saved.
Person B: Claims to be a Christian, but does not produce any fruits and sins willingly without repentance. This person is not saved.
Person C: Hears the gospel and accepts Christ. Next day this person dies and was not able to be baptized or was not able to go to church. This person is saved.
Person D: Is not a Christian, and does good works. This person is not saved.
Person E: Is not a Christian and does no good works. This person is not saved.